BRIDGE LOANS
Buy First - Sell on Your Schedule
A bridge loan unlocks up to seventy-five percent of the equity in the home you’re selling, giving you the cash you need to make a strong, non-contingent offer on your next place. The departing property secures the short-term note, while your new home is financed with its own long-term mortgage—so the two loans stay clean and separate.
The bridge is typically interest-only for twelve months, keeping monthly costs low while you carry both addresses. When your current home closes, the sale proceeds pay off the bridge in full.
How it works
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Equity Check & Loan Setup
– We verify your available equity and structure the bridge to cover your down payment, closing costs, and any remaining balance on the current mortgage if needed.
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One Seamless Closing
– Bridge funds and purchase financing are lined up together, letting you close on the new home first and move in without double moves or rent-backs.
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List at Your Pace
– Market your existing home on your terms—no deadline pressure to accept a low offer just to line up dates.
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Bridge Retires
– Sale proceeds wipe out the short-term note. You’re left with a single, long-term mortgage on the new address and zero lingering bridge debt.
Because every lender sets its own requirements, we’ll review your equity, income, and sale strategy up front and pair you with the program that matches your numbers and timeline—keeping documentation straightforward and turn-times swift.
Skip the contingency, keep your negotiating power, and move once—on your schedule.
Let’s bridge the gap and secure your next home.
