REFINANCE OPTIONS

Refinance for Saving, Cash, or Control

Refinancing isn’t just chasing a lower rate—it’s a chance to reshape your entire mortgage strategy.

Maybe today’s goal is a smaller monthly payment, a shorter payoff timeline, or a lump-sum cash-out to fund renovations and consolidate higher-interest debt.

Whatever your target, I line up every path side by side: conventional rate-and-term refis that drop PMI, cash-out loans to eighty percent of value, FHA and VA streamline options requiring little more than your signature, USDA and jumbo resets, even bank-statement and DSCR refinances when traditional income proof falls short.

We’ll model breakeven points, total interest saved, and equity preserved so the numbers spell out the smartest move—then close swiftly so you start reaping the benefit right away.